In this Interview series, we want to feature cool and inspiring women from all corners of the world to learn about their financial reality as well as how they navigate sustainability. Our goal is to showcase the breadth of values and practices, and how young women handles the challenges of our time. 

Meet Rachel who's based in New York City, and runs the absolutely stunning Instagram account @rach_paz14 where she combine her two passions travel and photography. It might leave you with a few more destinations on your bucket list! She also manages influencer marketing for @maggylondon, and incorporates sustainability into her consumer habits - talk about peak millennial! 

What does sustainability mean to you?

Sustainability is really important to me. I think sustainability is a constant effort to make positive, impactful change on the environment and community around you. Recently, I’ve been focusing a lot on my spending habits and in doing so I’ve realized just how much money I spend on things that I don’t actually need. This has led me to wonder whether or not it’s sustainable financially but also environmentally. When you force yourself to question every purchase, it becomes clear the amount of money that is unnecessarily spent and how excessive consumerism has become.

 

(Why) is money important?

I think nowadays a lot of emphasis and importance is put on money, how much you have, what it enables you to do etc. Financial security is so important, it can cause a huge amount of stress when you have to worry about being able to pay your bills. Not only does financial security bring peace of mind, it also allows people to pursue their hobbies or interests.

 

What is your saving/investment/money management strategy?

I’ve always been someone that has struggled with saving money and this is something I have been working very hard to fix. My savings strategy is to immediately transfer half of my paycheck into my savings and I don’t touch it unless absolutely necessary. Once I do that, I pay all of my bills and cover any necessities. I try to limit extraneous spending as much as possible in order to build up my savings and limit my credit usage. When you know that you’re the type of person who has a hard time saving, I find it easier to be really strict with your spending until it becomes a habit.

 

Please share one thing you learned from your mum?

My mom’s the best! One thing that I learned from my mom is to enjoy life! While work and saving are important, life is for living and you have to be able to take moments to enjoy it.

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